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PRIVACY POLICY & TERMS OF USE


Privacy Policy

At Klayman Financial® LLC and MyIncomeStrategy.com® your privacy is our utmost concern.  We do not store information you enter in any income strategies on our website.  We do not store your credit card information.  We use cookies that store information on your local computer, so that you do not have to reenter information from one session to the next.  We will keep the first name and e-mail address you provide, as well as the type of service(s) you have asked us to provide for you, along with information for shipping purposes.  This way you receive the best service in the industry.  For Advisory Services we will keep the information you send us as long as required by applicable State and Federal Regulations.  We will not share your information with others, except with your express approval.

Terms of Use

By accessing and using the website MyIncomeStrategy.com® and/or viewing the Video (website access and/or stand alone DVD) you are agreeing to the Terms of Use set forth below.

For Information Only

The information contained herein is for information purposes only and does not constitute investment, legal, tax or other advice.  Before making any investment decision, investors must consider their particular investment objectives and financial situation and are encouraged to utilize our tailored investment proposal and to consult with your broker, advisor, planner or other financial or tax advisor.

No Warranties -- Use Of The Website MyIncomeStrategy.com® and/or the Video (website access and/or stand alone DVD) Is At Your Own Risk

All information and content on the website MyIncomeStrategy.com® and the Video (website access and stand alone DVD) is furnished "AS IS," without warranty of any kind, express or implied, including but not limited to implied warranties of non-infringement, merchantability, fitness for a particular purpose, or investor. Klayman Financial® LLC and its affiliates will not assume any liability for any loss or damage of any kind, arising directly or indirectly from the use of any part of the information provided. Klayman Financial LLC does not guarantee the correctness of the data or the algorithms used in the Calculators that appear at this site nor that forms downloaded from this site are free of harmful components or viruses. The software provided on this site is subject to change without notice to current and prospective users. Klayman Financial® LLC does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that the website MyIncomeStrategy.com® and the Video (website access and stand alone DVD), including bulletin boards or the server that makes it available, are free of viruses or other harmful components.  The website MyIncomeStrategy.com® and the Video (website access and stand alone DVD) may contain advice, opinions, and statements of various information providers and content providers. Klayman Financial® LLC does not represent or endorse the accuracy or reliability of any advice, opinion, statement or other information provided by any information provider or content provider, or any user of this site or other person or entity. Reliance upon any such opinion, advice, statement, or other information shall also be at your own risk.  Neither Klayman Financial® LLC nor its affiliates, nor any of their respective agents, employees, information providers or content providers shall be liable to any user or anyone else for any inaccuracy, error, omission, interruption, timeliness, completeness, deletion, defect, failure of performance, computer virus, communication line failure, alteration of, or use of any content herein, regardless of cause, or for any damages resulting there from.

Use of Links

The website MyIncomeStrategy.com® and the Video (website access and stand alone DVD) may contain links to outside websites, operated by other parties. Klayman Financial® LLC does not participate in the development or maintenance of such outside websites and does not otherwise review the information contained therein.  Accordingly, Klayman Financial® LLC is not responsible in any way for the accuracy of the content contained in any linked site.

Proprietary Rights

All material is protected by Copyright Laws of the United States and all countries throughout the world.  All rights reserved.  Country of First Publication: United States of America.

Klayman Financial® LLC is the author of this material for purposes of copyright and other laws.  Any unauthorized exhibition, distribution, or copying of this material or any part thereof is an infringement of the relevant copyright and will subject the infringer to severe civil and criminal penalties.

The entire website MyIncomeStrategy.com® and the Video (website access and stand alone DVD) (including, but not limited to, all the algorithms contained at the site) are subject to copyright with all rights reserved.  No permission is granted to copy, distribute, modify, post or frame any text, graphics, Video, audio, software code, or user interface design or logos. The information contained in the website MyIncomeStrategy.com® and the Video (website access and stand alone DVD) shall not be published, rewritten for broadcast or publication or redistributed in any medium without prior written permission from Klayman Financial® LLC.

You may use the content from the website MyIncomeStrategy.com® and this Video (website access and stand alone DVD) online and solely for your personal, non-commercial use, and you may download or print a single copy of any portion of the content for your personal, non-commercial use, or to share with your financial, tax or investment advisor, provided you do not remove any trademark, copyright or other notice contained in such content. No other use is permitted. You may not, for example, republish the content on any Internet, Intranet or Extranet site or incorporate the content in any database, compilation, archive or cache. You may not distribute any of the content to others, whether or not for payment or other consideration, and you may not modify, copy, frame, reproduce, sell, publish, transmit, display or otherwise use any portion of the content without securing the prior written consent of Klayman Financial® LLC.

Calculators

You may use the Calculators provided at the website MyIncomeStrategy.com® for non-commercial purposes. However, the software and Video (website access and stand alone DVD), may not be copied, redistributed, resold, reverse engineered, or altered in any way.  It remains the exclusive property of Klayman Financial® LLC.

There are market and investment risks associated with investments. The value of your account will fluctuate and it may lose value. Some of the sources of risk include overall market direction, sector exposures, capitalization exposures, and the selection of individual securities.  There may be one or more solutions that fit your individual situation and the types of information provided by the Calculators in no way constitute a comprehensive list of every solution possible.  The numbers and assumptions used in making the calculations are approximations.  Actual numbers as applied to an individual’s situation will vary from person to person.  Other relevant factors that will affect the calculations include, but are not limited to, movement in interest rates and changes in economic and market conditions.

Prior to the execution of any investment decisions, you are advised to consult with your broker, advisor, planner or other financial or tax professional as appropriate to determine the suitability of any strategy or investment decision.  Neither Klayman Financial® LLC, its affiliates, information providers or content providers shall have any liability for investment decisions based upon, or the results obtained from, the information provided at the website MyIncomeStrategy.com® and the Video (website access and stand alone DVD).  Neither Klayman Financial® LLC, its affiliates, information providers or content providers guarantee or warrant the timeliness, sequence, accuracy, or completeness of any such information including, but not limited to, the accuracy of the algorithms used at the site.  Nothing contained in the website MyIncomeStrategy.com® and the Video (website access and stand alone DVD) is intended to be, nor shall it be construed as, investment advice.

Indemnity/Limitation of Liability

Under no circumstances, including, but not limited to, negligence, shall Klayman Financial® LLC, or its affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the content, unauthorized access to or alteration of your transmissions or data, the Content or any errors or omissions in the content, even if advised of the possibility of such damages. You specifically acknowledge and agree that Klayman Financial® LLC is not liable for any conduct of any User.

As a condition of use of the website MyIncomeStrategy.com® and the Video (website access and stand alone DVD), you agree to indemnify, defend and hold harmless, Klayman Financial® LLC and its suppliers, each of their parent and affiliated companies, and each of their respective partners, suppliers, licensors, officers, directors, shareholders, employees, representatives, contractors and agents, from any and all claims (including, but not limited to, claims for defamation, trade disparagement, privacy and intellectual property infringement) and damages (including attorneys' fees and court costs) arising from or relating to any allegation regarding: (a) your use of Klayman Financial® LLC; (b) Klayman Financial® LLC's use of any content or information you provide, as long as our use is not inconsistent with this agreement; (c) information or material posted or transmitted through your membership account, even if not posted by you; and, (d) any violation of these terms of service by you.  If you are dissatisfied with any Klayman Financial® LLC material, or with any of Klayman Financial® LLC’s terms and conditions, your sole and exclusive remedy is to discontinue using MyIncomeStrategy.com®, the Video (website access and stand alone DVD), and any other material produced by Klayman Financial® LLC.

 

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